Free Financial Calculators & Investment Guides

Calculate mortgage payments, bond yields, Sharpe ratios and more — free tools and plain-English guides for everyday investors.

Target Financial Calculators
50 +
Years of experience
+ 5
Free of charge
$ 0
Commitment to help
100 %

Featured Tools and Guides

The most-used calculators and in-depth guides on the site – professional-grade fixed income tools and the articles that explain the mechanics behind them.

Repo vs Reverse Repo Explained

How repo markets actually work - structure, haircuts, specialness and the role of repo in central bank policy. The complete practitioner guide.

Macaulay & Modified Duration Calculator

The standard measures of bond interest rate risk, computed from the six professional inputs every bond term sheet provides.

Callable Bond OAS Calculator

A full binomial tree pricer for callable bonds - option-adjusted spread, embedded call value, effective duration and convexity.

Bond Accrued Interest & Dirty Price Calculator

The foundational settlement calculation for any bond - accrued interest and dirty price with proper day count handling.

Modified Duration Explained

DV01, dollar duration, hedge ratios and the limits of the linear approximation - duration as practitioners actually use it.

Mortgage Calculator

Monthly payment, total interest and the full amortisation schedule - and why early payments are mostly interest.

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Financial Calculators and Tools

Use our free calculators to figure out mortgage payments, car loans, bond yields, NPV, Sharpe ratio and more. No signup required.

Technical Analysis Guides and Tips

Learn how to read charts, spot trends, and analyse public companies with our practical technical analysis guides.

Financial Blog

Plain-English articles on personal finance, investing, bonds, stablecoins, and financial instruments — written for real people, not Wall Street.